A desk with rolled-up blueprints and papers, with a blurred person working on a computer in the background.

Loan Programs

NVHT provides low-interest loans for acquisition, project development, construction/rehab and other gaps in financing to projects that help us meet our mission to facilitate affordable housing in Northern California. 

Our current lending priorities include (but aren’t limited to):

  • Land Acquisition

  • Predevelopment Loans

  • Construction Loans

  • Stabilization and Rehabilitation Loans/Refinancing

  • Closing the gap: projects that serve households making between 0%-60% of area median income (up to $36,000 annually for a family of 3 in 2019)

  • Short term loans (1-5 years)

  • Projects that include supportive services

If you are interested in funding for a project, please complete the inquiry at the link below and we will be in touch to discuss. Thank you!

Lending Inquiry Form